Mortgage Options for Real Life

Mortgages aren't one-size-fits-all. Neither are people's lives.

Whether you're buying your first home, self-employed, refinancing, renovating, investing, or dealing with a situation your bank doesn't quite know what to do with, there may be more than one way forward.

Chris Paradis helps homebuyers and homeowners across Saskatchewan and Alberta understand their mortgage options, compare solutions from multiple lenders, and figure out what actually makes sense for their situation.

Call Chris

What are you trying to do?

Buying My First Home
Let's make the whole thing feel less overwhelming.

My Mortgage Is Up for Renewal
Before you sign what your lender sent you, let's talk.

Buying + Renovating
Found the house but the kitchen is giving 1994? We can talk about that.

I'm Self-Employed
Your income doesn't always fit neatly into a bank's boxes.

My Credit Isn't Perfect
A “no” from one lender doesn't always mean you're out of options.

Refinancing My Mortgage
Your home equity may give you options.

Buying an Investment Property
Different goal. Different numbers. Different conversation.

Renovate Now, Pay Through Your Mortgage

A modern white kitchen with a central island, pendant lights, and built-in cabinets. Stainless steel appliances are visible, along with a marble backsplash and open shelving with dishes and decorative items.

Found the right home but wish the kitchen, basement, or flooring was a little more "you"?

A Purchase Plus Improvements mortgage allows you to buy a home and finance eligible renovations through your mortgage at the same time.

Instead of paying for upgrades out of pocket, approved renovation costs can be added directly to your mortgage.

Popular projects include:

  • Garage construction

  • Basement development and suites

  • Kitchen renovations

  • Bathroom renovations

  • New flooring

  • Shingles and roofing

  • Furnaces and air conditioners

  • Other approved home improvements

Empty white basement or room with wood flooring, white walls, several doors, white ceiling with recessed lighting, and a column in the middle.
Call Chris
Bathroom with glass shower enclosure, white countertops, blue cabinets, floral arrangement, and wall shelves with small plants.
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Homeownership doesn't always follow a straight line. These real client stories highlight people who faced obstacles, setbacks, and unexpected challenges — and found a path forward. Because sometimes "no" is simply the beginning of a different solution.

Cash Back Mortgage

Jack and Jill had there eye on a home that was valued at $400,000... Read More

Revenue Property

Mike and Mindy are experienced property owners... Read More

Borrowed Down Payment

Brian and Nancy were in the market to purchase a home... Read More

First Time Home Buyers

Julie was a new professional and assumed going to the bank was the thing to do... Read More

Child Benefit Income

Ingrid was turned down by a Bank, she did not have enough income to qualify... Read More