Renovate Now, Pay Through Your Mortgage

A modern white kitchen with a central island, pendant lights, and built-in cabinets. Stainless steel appliances are visible, along with a marble backsplash and open shelving with dishes and decorative items.

Found the right home but wish the kitchen, basement, or flooring was a little more "you"?

A Purchase Plus Improvements mortgage allows you to buy a home and finance eligible renovations through your mortgage at the same time.

Instead of paying for upgrades out of pocket, approved renovation costs can be added directly to your mortgage.

Popular projects include:

  • Garage construction

  • Basement development and suites

  • Kitchen renovations

  • Bathroom renovations

  • New flooring

  • Shingles and roofing

  • Furnaces and air conditioners

  • Other approved home improvements

Chris can walk you through the process and help determine whether a Purchase Plus Improvements mortgage is a good fit for your plans.

Call Chris
Empty white basement or room with wood flooring, white walls, several doors, white ceiling with recessed lighting, and a column in the middle.
Bathroom with glass shower enclosure, white countertops, blue cabinets, floral arrangement, and wall shelves with small plants.
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Homeownership doesn't always follow a straight line. These real client stories highlight people who faced obstacles, setbacks, and unexpected challenges — and found a path forward. Because sometimes "no" is simply the beginning of a different solution.

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